Borrow, lend and earn with confidence — built for mass adoption

Aave provides transparent, permissionless access to interest-bearing markets across multiple blockchains. Competitive rates, proven security, and tools designed for both retail and institutional users.

Try the App Learn how it works

APY up to 12%

Total Value Locked
Live on-chain

Audited & Open-source

Permissionless Markets

Access liquidity pools without KYC — borrow and lend across supported assets.

Stable & Variable Rates

Choose the rate mode that fits your strategy — switch anytime with minimal friction.

Flash Loans

Instant, uncollateralised loans for arbitrage, refinancing and advanced strategies.

Why choose Aave?

Aave combines a history of secure deployments, on-chain transparency, and a growing ecosystem of integrations to offer one of the most reliable DeFi lending experiences.

Comprehensive risk parameters and governance
Wide asset support and cross-chain bridges
Advanced developer tooling and SDKs